Download the app, fill in some basic details, and upload the KYC documentation to start your application. Your data is safe with us and will not be sold to lenders.
Based on the data you provide in your application, we only show you relevant lenders who are most likely to sanction your loan at the best possible rates for you.
We know you don’t have time to wait around for your loan, which is why we work with lenders to get you funded fast. You’ll be able to access your money in < 24 hrs.
We have two types of personal loans available – Salary Advance & Unsecured Loan. The former is a shorter version of Personal Loans. While “Unsecured Loan” ranges from Rs 1 Lakh to Rs 25 Lakhs with tenure ranging from 1-3 years, a “Salary Advance Loan” ranges from Rs 10K to Rs 1 Lakh with tenure ranging from 62-120 days. A Personal Loan can be used for weddings, education, travel, medical or any other general purposes. It is an unsecured, short-term loan provided to salaried employees.
As an online secured platform that connects borrowers and lenders, MoneyLoji has partnered with Ganesh Leasfin Pvt Ltd (an RBI registered NBFC), IDFC First Bank, HDFC Bank, Bajaj Finserv for Personal loans.
For Business loans, we have tie-ups with HDFC Bank, IDFC First Bank, Ganesh Leasfin Pvt Ltd, and Bajaj Finserv.
Once the loan has been disbursed into your account, the funds are yours. You can transfer money from your app to your bank account and can use your regular ATM card to withdraw funds and use them as you wish or NEFT/IMPS to someone depending on your needs.
MoneyLoji can be used to meet the money/financial requirements for any kind of personal use. Our customers typically use MoneyLoji for the following reasons:
Yes, your loan and performance of your loan track will be reported to CIBIL, Crif, and other credit bureaus; as per the RBI guidelines. A good loan repayment ensures building a good credit history and score; at the same time, a bad loan repayment with delayed payments and over dues – adversely affects your credit history and score.
The mandatory documents are:
If case you require further assistance, please email care@moneyloji.com or call us at 9810559964
Once you submit all the documents the loan is disbursed within minutes. An average customer takes 5-minutes to qualify, after opening the app. The speed might vary depending on how fast you can type!
For Salary Advance loans you can borrow up to Rs 100000
For Unsecured Loans, you can borrow up to Rs 5 lakhs. However, we recommend that you borrow only the amount you need and are comfortable with. Our system will calculate the maximum amount you are eligible to borrow.
Your eligibility is decided basis your monthly salary, monthly expenses, and your credit bureau score. To begin with, we calculate the maximum amount that can be disbursed as per the underwriting criteria set by our lending partners.
With regular loan applications from us along with timely repayments, there is a good possibility that the maximum disbursal limit increases with time. However, this also depends on other factors like your monthly salary, credit score, and a host of other data points that we get from you when you create your profile. While making timely repayments increases the probability of enhancing your maximum disbursal amount, it does not guarantee the same.
For Salary Advance loans you can borrow for upto 62-120 days
For personal loans you can borrow for upto 36 months.
Sorry, You cannot change your EMI date. We are working on coming up with flexible EMI dates. We will let you know as soon as we make this option live. Thanks for your understanding.
Yes, for Personal Loan you don’t need to provide any security.
Yes. For Salary advance loans we allow prepayment with zero charges after 7 days from the date of disbursal.
MoneyLoji is an online lending platform that helps you compare loans across multiple banks and NBFCs to get you the best rates.
Creditech Technology Pvt Ltd
CIN: U72900HR2020PTC086006
901, DLF City Court, Sikanderpur, Gurgaon Haryana - 122002
